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decanter    
n. 餐桌用的有塞子的波璃瓶



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  • Rising Catastrophe Risks: A Look at State Insurance. . .
    State policies on land use, building codes and insurance design also play a crucial role in tackling the growing threat of natural disasters Approaches that strike a balance between affordability and adequate protection can shape insurance coverage levels and overall market outcomes
  • Extreme Weather and the Catastrophe Insurance Crisis: A Tale . . .
    State-level policy changes on catastrophe insurance in California and Louisiana risk inadvertently transforming the US into a testing ground for effective and ineffective approaches to addressing the challenges posed by climate change
  • INNOVATIVE RISK TRANSFER SOLUTIONS - U. S. Department of the . . .
    Catastrophe Insurance (CBCI) is an innovative mechanism to increase insurance coverage and enhance resilience Insurance arranged by a local governmental or quasi-governmental body to cover a group of designated properties or individuals within the community’s jurisdiction
  • In a California “First,” Commissioner Lara Announces . . .
    Major insurance companies must increase the writing of comprehensive policies in wildfire distressed areas equivalent to no less than 85% of their statewide market share, whereas there is no current legal requirement today for insurers to commit to providing any coverage in high-risk areas
  • Cascading wildfire insurance issues impact local and state . . .
    California’s catastrophic wildfires have underlined a home insurance crisis that is sweeping across wildfire-prone states Rising premiums and policy non-renewals are being reported across the West, a result of changes in the insurance market driven by a suite of converging factors
  • Lara announces enforcement of regulation to expand insurance . . .
    Today, California Insurance Commissioner Ricardo Lara enforced his “first of its kind” catastrophe modeling and ratemaking regulation, a central part of his Sustainable Insurance Strategy to increase coverage in wildfire-distressed areas of the state
  • What is the Future of State-Created Insurance Programmes?
    Carolyn Kousky, Environmental Defense Fund, and Hannah K Friedrich, University of Arizona and Cornell University, explain the various state-created disaster insurance programmes in the United States and discuss their future role in an era of increasing risk





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