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  • PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) - myFICO® Forums
    Re: PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) Congratulations on the approvals, and thanks for the data points Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682
  • PLOC vs OLOC tell what I dont know? - myFICO® Forums
    PLOC = personal line of credit OLOC = overdraft line of credit attached to checking account to stop overdrafts If you shopping for a line - 6593334
  • Still Showing Love! PLOC - $25K Approved! - myFICO® Forums
    PLOC - $25K Approved! So 2 weeks ago I signed up with BCU and was approved for a credit card for $25K and today my "dedicated representative" called to check on things and to see if I would be interested in a PLOC with no additional HP I said eh sure, why not Within 1 hour BCU had a signed, sealed and delivered approval for $25K
  • US Bank PLOC - Approved - myFICO® Forums - 5511117
    Re: US Bank PLOC - Approved @noobody wrote: Congratulations on your PLOC approval I was recently been approved their PLOC for almost 20k also Applied on 2 7 when all my ducks were in the row, no response, check status every day for a week, "no pending application on file", finally called, turned out they never received my application,
  • SDFCU PLOC approved. - myFICO® Forums - 6741740
    SDFCU PLOC approved Sorry if I put this in the wrong place so, feel free to move it if need be I applied for a $1000 line of credit on 2 22 24 and was approved today 2 23 24 They didn't ask for POI but, I'm guessing that's because I already have credit with them
  • Recent CLI approvals disapproval and Ploc Heloc disapproval
    Recent CLI approvals disapproval and Ploc Heloc disapproval After quietly observing this forum for a long time, I've decided to make my first post I've recently been seeking credit limit increases Out of the 12 credit cards, I successfully secured increases on 8, totaling $36,650 in credit limit boosts Unfortunately, I received two
  • BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI
    BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI After 12 years I am finally worthy of a Cap One CLI upgrade They gave me a $2000 increase on my QS1 which put me above $5000 So, I used the product upgrade link and there was the usual upgrade to Venture but now the Quicksilver NO FEE card also displayed
  • HELOC vs PLOC - myFICO® Forums - 6209864
    I don't have a PLOC, but nearly got one to use for a motorcycle purchase, before someone here explained how it works and I decided to get an installment loan instead Edit: a "HELOC vs PLOC" thread got combined with a "PLOC vs CC" thread My answer is re: "PLOC vs CC" FICO Resilience Index: 65 Cards: 5 24, 3 12, 2 6
  • Personal Line of Credit Data Points - myFICO® Forums
    The Truist PLOC description on their site was pretty bare-bones so I have two questions below 1) I've read some PLOCs start to accrue interest at the moment of withdrawl, and some do not accrue interest until the payment due date
  • Georgias Own Credit Union PLOC Approval - myFICO® Forums
    Georgia's Own Credit Union PLOC Approval I've been with Georgia's Own Credit Union for about 2 5 years Started with vehicle loan (FICO Avg = 676) A year later, applied for credit card, approved for $5K, then grew to $10K Recently upgraded credit card to $25K (FICO EQ-785) I decided to see what loan products they had, and noticed the PLOC





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