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  • Is Aflac worth it : r Insurance - Reddit
    I have AFLAC short-term disability, hospital indemnity and accident policies I had to have a bunch of emergency surgeries and wound up in the hospital for 6 months All my policies paid out (up to their limits) but there’s a kicker AFLAC wants what’s known as a UB04 (basically an itemized hospital bill) to process the claim
  • Aflac Short term Disability : r Insurance - Reddit
    I have short term disability with AFLAC I left my job in August of 2019 to go back to grad school full time I have had Short term disability since I left my last job in 2018 I was paying for it through direct deposit and not my employer I had called and asked if I would still be covered in case I got pregnant even tho I wasn't working
  • Is Aflac worth keeping? : r personalfinance - Reddit
    I'm definitely not an expert I think you would consider Aflac short-term disability (STD) insurance IMO self-purchased STD is a rip-off except for certain narrow groups of people like those without regular short-term disability coverage through work but depend on physically capable bodies to work e g construction workers
  • Aflac short term disability for pregnancy : r pregnant - Reddit
    Hello ! Trying to figure out if Aflac will cover me post birth as I have gotten mixed answers My affective date of my plan is April 1 If I give birth after January 1 will I be covered ? I know the policy says 10 month wait period but from what I’ve read some people have gotten coverage on that 10th month Thanks so much!
  • Aflac short term disability check only $15? : r Insurance - Reddit
    She has Cigna through her work, but signed up with Aflac also through her work for the short term disability Her “gross benefit” is $982 which is what we expected at about %75 of her normal pay BUT $967 was deducted under “pre-tax deductions” making the check only $15 00
  • Anyone here have Aflac Short Term Disability plan? : r BabyBumps - Reddit
    The person on the phone told me this applies to my Hospital Stay plan, but not the Short Term Disability plan, and that the STD has a 10 month waiting period When I asked her, if I am pregnant right now am I covered, she said no
  • Short term disability? : r BabyBumps - Reddit
    You're not, I think long term disability (kicks in after 90 days of disability) is worth it but short term, not always For example, IIRC I pay $120 month for STD for a monthly benefit of $3500, with an elimination period of 7 days So for a c-section I'll get 7 weeks of pay (8 weeks standard coverage for c-section - 1 week elimination period)
  • Is Aflac worth it? : r personalfinance - Reddit
    Long and short term disability are an absolute must I used to work in insurance and while a great many products out there are questionable in value, disability is not As for Aflac, they are generally good, but they aren't the only option I strongly recommend you get the Aflac information and also look at companies like Combined as well
  • Is AFLAC worth it? : r Frugal - Reddit
    Some, very very few, employers have paid parental leave I’ve always considered it worth it, but working in HR I see all the people who wish they’d had short term disability insurance or accident insurance when they get injured skateboarding, biking, have a random health issue etc
  • short term disability and Aflac? : r Insurance - Reddit
    That said, pregnancy definitely applies as a short-term disability under the most recent Aflac policy, just make sure you wait a couple months after the start date to begin trying for a kid I'm a little unsure as to whether or not you can get on your hubby's plan, as I just started with Aflac a couple weeks back





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