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  • Things I learned about buying a home with a VA loan : r Military - Reddit
    VA loans typically have better rates than conventional loans, but this could differ by location One of the cons about a VA loan that your lender may or may not mention, is that the VA will charge a $13,000 funding fee
  • Do some sellers not like VA loans? : r Veterans - Reddit
    VA loans must be approved by VA Loan Center in Denver Also sellers are required to pay all realtor fees Some sellers want to negotiate those fees It’s not that sellers don’t want to have buyers use VA loans, it’s just conventional loans and cash offers are easier and more open to price negotiations
  • VA Loan opinion : r Veterans - Reddit
    3 VA loans are hands down one of (if not in my opinion) THE best loans on the market Here's why: A You literally have to put $0 down on the home B Normally if you don't put at least 20% down you are going to pay out the @$$ in something called PMI (private mortgage insurance - which is above and beyond homeowners insurance and expensive
  • Advice from Veterans whom have used the VA home loan
    VA loans are by far the cheapest, most cost effective loan types out there Some lenders will try to steer people away from VA loans because they are unfamiliar with them, or they are more complicated from the lender's perspective From the buyer's perspective, they are smooth but you will be signing more paperwork
  • Is the VA home loan all that great - Reddit
    The VA doesn’t originate the loan and therefore has nothing to do with the rate Your lender dictates the rate Most lenders offer lower rates since the loan is guaranteed I used a mortgage broker who was familiar with VA loans to get a competitive rate
  • VA Home Loan. Who do you recommend going through?
    When it comes to mortgage, especially va loan, my 2 pet peeves are: communication and know throughoutly wtf they are doing Big banks and CU fail both I am talking from my personal experiences with more than 5 VA loans throughout my time
  • I don’t understand how a VA loan is good. Can someone explain.
    If I used the va loan today, cheapest house around here is 370k at 6-7%interest The property I bought was a 2300 sqft at 225k and now 2 25% It's 1700 a month for that one the one here would be 3300-3400 a month with zero down completely unsustainable and unaffordable
  • VA Loans : r barndominiums - Reddit
    VA Form 26-421 Nov 1990 - Equal Employment Opportunity Certification VA Form 26-421 Nov 1990 - Equal Opportunity Clause (Extract of 38 CFR 36 4392) VA Form 26-8791 Jan 1991 And then they gave me a document to copy paste with my own letterhead (which was just my name and address)
  • Why do realtors not like VA loans? : r realtors - Reddit
    In my experience as a Realtor, VA lenders get a bad rep for taking longer than necessary to fund loans and while VA loans are solid, they can require more hoops to jump through on the inspection and appraisal sides But it's mostly their reputation that has many sellers taking conventional loan offers over VA Might depend on the market though
  • Is the VA home loan all it’s cracked up to be? : r . . . - Reddit
    The funding fee is to provide a safety net for VA that can keep the program going For those of you said this sucks, well, Don’t do it then I particularly loves VA loan because of the zero down and I don’t mind paying those funding fee Keep refinancing it into conventional and rent it out and taking more VA loans out That’s just my plan





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