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  • SavingsPlusNow -- Do you have it? How much do you put in? : r . . . - Reddit
    I still have some pre-tax going into my savings plus accounts to keep it moving but plan to put a good 500-800 month into solid ETFs mutual funds We tried moving things around on savings plus but it’s harder to control where the money individually goes
  • Thoughts on Savings Plus 401K Alternatives : r CAStateWorkers - Reddit
    Thoughts on Savings Plus 401K Alternatives General Discussion Just wondering, whats your input on the Savings Plus 401K? Is it worth putting your money in or is there better Alternatives since it's a pre tax money going in the 401k
  • Savings Plus vs Other Retirement Investment Options - Reddit
    The main advantage of opening a 401k or a 457b through savings plus is that this can be pre-tax monies, thereby saving you money on taxes today Whether this is the right decision for you in the long term depends on your personal financial situation If you open a brokerage account at vanguard you are using post tax dollars
  • SavingsPlus 457b : r CAStateWorkers - Reddit
    The Savings Plus website takes forever to load and not easy to use or even compare the performance of their funds with other investment options I don't find it easy to monitor my investments or see the Savings Plus options even listed elsewhere so I can view them in an aggregated tool Reply reply 98Cobra98 •
  • Savings Plus : r CAStateWorkers - Reddit
    Savings Plus is wonderful and has extremely low administrative costs Schedule a free one hour virtual consultation with one of their representatives Personally, I think one of their "target funds" would be best for you With "target funds," you tell them when you plan to retire
  • Savings Plus General Question : r CAStateWorkers - Reddit
    Savings Plus is a wonderful benefit for state workers It let's you set aside money from your paycheck for your future retirement The money is deducted from your paycheck and put into a Savings Plus account for you Savings Plus has many "investment vehicles" you can use so your money will grow like crazy As a state worker, you will have a CalPERS retirement pension On top of this, Savings
  • SavingsPlus, Pension, 401K, and IRAs Help! : r CAStateWorkers - Reddit
    However: How much you contribute to Savings Plus 401 457 is different than deductions and impact to pension It is in addition to pension Personally, I have a Savings Plus account and IRA I contribute more to the IRA and max that one out since I have more control over where my investments go So that is just a personal choice
  • Savings plus CalPERS : r CAStateWorkers - Reddit
    Savings Plus lets you set and change your contribution amount any time so you could always start with a small contribution and go up from there You can also set whether you want to make Roth (after-tax) contributions, pretax contributions, or even a mix of both, to your 457 or 401k accounts
  • Can you take loans from the SavingsPlus 457b retirement . . . - Reddit
    I've taken loans from both my 401k and my 457 through Savings Plus It's super easy and I actually have one outstanding right now You choose the amount and the term (1 to 5 years for general, 1 to 10 years for down payment on a home)
  • SavingsPlus : r CAStateWorkers - Reddit
    An unofficial, casual place for State of California Workers, Union Members, Prospective Employees, and other people interested in State employment to discuss news, events and other items Do you work for the State of California? Are you interested in knowing about what a job at the State of California is like? Well, this is the place!





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